We didn't get the house. In some ways I'm really broken up over it. It was the fiance's "dream house", so he is totally bummed. In other ways, I'm a little bit happy. The backyard of the house was backed up to a highway --granted, not a lot of extreme traffice, but who knows what may happen in the future.
Back to square one in looking. Hehe. I find it so funny that you all are loving the snow pictures while I'm here wishing it would warm up. It is SOOOO cold! Snow only makes it worse.
I've caught up a bit on school work, but I'm still fairly behind. I have the fiance and I scheduled to see something like 8 houses this weekend. Hoping one might be "the one" I wasn't super eager to put our financials to the test so soon a month ago --but something has clicked on in my brain that says "go for it!" I can't help but think in some ways that it would be amazing to have a space that is all our own. In other ways, I know how much extra stress trying to divide up house chores and figuring out how the dishwasher should be loaded (still one of the silliest fights I've had to this day with my future mother-in-law! I put plates where bowls should be!) and remembering that we now have to live "cheap" with no more outtings to restaurants.
*hugs* take care everyone! I'll try super hard to catch up on blogs ASAP.
Friday, February 29, 2008
Monday, February 11, 2008
House Drama!
That's the house! It is a split level house, so as soon as you come in the front door, you have to choose if you want to go up or downstairs. At the top of the stairs is a room with a big cut-out in the wall for a big screen TV. Immediately straight is the kitchen. I think the kitchen is the room I'm the most in love with in the whole house. OMG it is amazing!!! First of all, it has tons of lighting in a vaulted ceiling. That on its own would be very cool --what makes it better is that it goes up to a skylight. It is a pretty amazing sight. There are 3 bedrooms upstairs. They are all nice and big. We'll probably make one of them a guest room and the other a computer room --at least for now. The laundry room is upstairs and has a nice cabinet and shelf all ready built in. =0) The downstairs is "unfinished" --and when I say that, I mean completely unfinished! I can still see the insulation poking out of the walls. They need to be sheetrocked and everything that goes along with that process. I guess this will a "several year" project. We've talked about making it everything from a wet bar, to a video game room/movie room, to just a cool lounge type atmosphere to hang out in with friends.
So, that's the house in a nutshell. It is really pretty. I like it a lot. I hope we get it, but we'll see what happens. The fiance and I are going to go talk to mortgage people wednesday, if all goes well we might put in a bid!
Going to head towards bed --I'm so far behind in school work that I'm going to try to get up super early tomorrow.
Tuesday, February 5, 2008
*sigh*
I have been very bad the past week. I am disappointed in myself for that reason and because I continue to make excuses for that "badness"
My fiance's grandmother passed away last weekend. Needless to say, it threw my world into a flurry of un-expected activity. I never know quite what to say to someone when a family member or friend dies. I will say, however, it is kind of like an extreme bootcamp to be introduced into the family. The week is over and done, but with it came a lot of eating out with family as a form of coming together and bonding --as well as pure stress relief. I hate the fact that I use food as a reward, as stress relief, as boredom relief, etc. Why can't it be what it is meant for....a form of sustance and nothing more! Pure and simple, food is a bonding tool for me. IF I can't overcome that fact, then I need to start eating healthier when I go out to eat. hehe. I was good and didn't get any sweets! at least that is a small step in the right direction.
How long should it take to buy a house? Before my fiance and I decided we should start looking we both agreed we wouldn't fall in love with any particular house right away. *sigh* Apparently he forgot that part of our agreement. We've looked at fewer than 10 houses and he is ready to buy. He has put me in charge of getting loan pre-approval and good faith estimates on mortgages and closing costs. Which I say to him, "gee, thanks!" That would be in my most sarcastic tone of voice by the way. hehe. Nothing like being put in charge of a task you know *nothing* about. I made several phone calls today, but apparently nobody was in their office. So, tomorrow I will make follow up phone calls.
Over the weekend, my father and fiance's mom and dad came to look at the house he is in love with. I shouldn't put all the blame on him, I am in love with quite a few features too. However, as with most places, it is going to take a lot of work. I wish I could have Chris from Diet Coke Rocks come fix it up for me. She always seems to be painting or cleaning. I'm sure she'd knock out all the projects! The basement of this house is completely unfinished. We'll have to hang sheetrock, putty and paint it by ourselves. We'll have to put in a drop ceiling and decide if we want to put a toilet down there...eek!...it just isn't what I thought of when I started looking at purchasing a home. I always thought I'd move in and all that stuff would be finished for me. In some ways, I think it will be really fun/neat to put our mark on the house. We've even talked about putting in a little wet bar in the basement! In other ways, it is going to be a project we have to work on for years and years. Everyone keeps saying, "well, over the next 4 to 6 years you can work on it" and I just keep thinking about the mess it will be for that entire time.
The house we are looking at was re-possessed by the bank. It has never been lived in before. Like I said in earlier posts, the USA is having some serious financial crisis things happening --among those is a HUGE fallout in the housing market. The house we are looking at was orginally listed by the builder for $212,000. The bank has it listed for $154,000 right now and IF we put a bid in on it we'll start out offering less. I know it my heart of heart that this place is a good deal and that it is beautiful, so why do I have such HUGE butterflies about buying it?
Last thought of the night, if you know anything about getting pre-approved for mortgage, or the whole mortgage process, I'd love to hear from you. I tell you what, I find the whole bullshit over complicated and just plain frightening!
My fiance's grandmother passed away last weekend. Needless to say, it threw my world into a flurry of un-expected activity. I never know quite what to say to someone when a family member or friend dies. I will say, however, it is kind of like an extreme bootcamp to be introduced into the family. The week is over and done, but with it came a lot of eating out with family as a form of coming together and bonding --as well as pure stress relief. I hate the fact that I use food as a reward, as stress relief, as boredom relief, etc. Why can't it be what it is meant for....a form of sustance and nothing more! Pure and simple, food is a bonding tool for me. IF I can't overcome that fact, then I need to start eating healthier when I go out to eat. hehe. I was good and didn't get any sweets! at least that is a small step in the right direction.
How long should it take to buy a house? Before my fiance and I decided we should start looking we both agreed we wouldn't fall in love with any particular house right away. *sigh* Apparently he forgot that part of our agreement. We've looked at fewer than 10 houses and he is ready to buy. He has put me in charge of getting loan pre-approval and good faith estimates on mortgages and closing costs. Which I say to him, "gee, thanks!" That would be in my most sarcastic tone of voice by the way. hehe. Nothing like being put in charge of a task you know *nothing* about. I made several phone calls today, but apparently nobody was in their office. So, tomorrow I will make follow up phone calls.
Over the weekend, my father and fiance's mom and dad came to look at the house he is in love with. I shouldn't put all the blame on him, I am in love with quite a few features too. However, as with most places, it is going to take a lot of work. I wish I could have Chris from Diet Coke Rocks come fix it up for me. She always seems to be painting or cleaning. I'm sure she'd knock out all the projects! The basement of this house is completely unfinished. We'll have to hang sheetrock, putty and paint it by ourselves. We'll have to put in a drop ceiling and decide if we want to put a toilet down there...eek!...it just isn't what I thought of when I started looking at purchasing a home. I always thought I'd move in and all that stuff would be finished for me. In some ways, I think it will be really fun/neat to put our mark on the house. We've even talked about putting in a little wet bar in the basement! In other ways, it is going to be a project we have to work on for years and years. Everyone keeps saying, "well, over the next 4 to 6 years you can work on it" and I just keep thinking about the mess it will be for that entire time.
The house we are looking at was re-possessed by the bank. It has never been lived in before. Like I said in earlier posts, the USA is having some serious financial crisis things happening --among those is a HUGE fallout in the housing market. The house we are looking at was orginally listed by the builder for $212,000. The bank has it listed for $154,000 right now and IF we put a bid in on it we'll start out offering less. I know it my heart of heart that this place is a good deal and that it is beautiful, so why do I have such HUGE butterflies about buying it?
Last thought of the night, if you know anything about getting pre-approved for mortgage, or the whole mortgage process, I'd love to hear from you. I tell you what, I find the whole bullshit over complicated and just plain frightening!
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